HE Dr Bawumia QR Code Street Campiagn

Ghana’s Vice President Dr. Mahamudu Bawumia has appealed to Ghanaians to subscribe to the country’s new Universal Quick Response (QR) Code and Proxy Pay system digital payment system.

The VP made the appeal this week on Thursday when he joined the Minister of Communications, Ursula Owusu-Ekuful and some representatives from the Ghana Interbank Payment and Settlement Systems Limited, the Ghana Commercial Bank and the Fidelity Bank to embark on an exercise to introduce the QR Code and Proxy Pay system to the general public.

The VP, as part of the campaign, demonstrated how to enable payment using the Universal Quick Response (QR) Code and Proxy Pay system on his handset device after he purchased a popular local food known as ‘Waakye” from a street vendor.


The benefits

Proponents of the proxy pay and Universal QR Code platforms say it is a cost-effective way of payment, which will among other things allow for mass participation in the economy.

Dr. Bawumia urged the general public to embrace the new trends in digital payment, which he said had come to stay. He also emphasised that using the system was accessible to all and would ease the difficulties associated with payment of goods and services in the country.

“Everybody should look to using the QR Code, download whatever application. What is important is that, even if you don’t have a smartphone, you can use the system. It works both for smartphones and feature phones to make payments,” he emphasized.

To use the QR code to pay, the user opens the payment app once the total transaction amount is set in the POS system of the retailer.

The QR code payment app displays a QR code that identifies with the user's card details. The retailer then scans the QR code, concluding the transaction.

Dr. Bawumia, who officially launched Ghana's Universal Quick Response (QR) Code in March 2020 in Accra, has been instrumental in pushing for a diverse digital payment systems platforms aimed at enhancing digital payments in Ghana.

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